1. Homebuyer Assistance Program Manual ( PDF, 189KB )
2. Request for Loan Commitment Form ( PDF, 14KB )
3. Third Party Verification of Employment ( PDF, 27KB )
4. Household Income & Assets Certification Form ( PDF, 40KB )
5. Third Party Verification of Assett-Income ( PDF, 410KB )
6. Income Limits Schedule ( PDF, 54KB )
7. Preliminary Eligibility Award Letter ( PDF, 15KB )
8. Eligibility Award ( PDF, 39KB )
9. FHFC - Resident Income & Assett Certification Form ( PDF, 22KB )
10. FTHB File Checklist ( PDF, 21KB )
11. Client File Missing Documentation Memo ( PDF, 60KB )
12. Disclosure of Information on Lead-Based Paint and/or Lead-Based Paint Hazards ( PDF, 164KB )
13. Hillsborough County Adendum to Purchase Contract ( PDF, 15KB )
14. Authorization for Release of Information ( PDF, 403KB )
15. Application For Housing Assistance ( PDF, 98KB )
16. FTHB - Home Buyer Education Policy ( PDF, 21KB )
17. Loan Subordination Policy ( PDF, 17KB )
18. HUD Section 8 Inspection Checklist (Form No.: HUD-52580) ( PDF, 1188KB )
19. Unemployment Affidavit ( PDF, 16KB )

• FTHB Program Policy Update ( PDF, 185KB ) - 07/03/08
• FTHB Program Policy Update ( PDF, 431KB ) - 03/07/07
• FTHB Program Funding ( PDF, 557KB ) - 02/09/07
• FTHB Program Policy Update 07-02 ( PDF, 597KB )
• FTHB Program Policy Update 07-03 ( PDF, 21KB )
• FTHB Program Updates - Policy Memo 07-04 ( PDF, 22KB )
• FTHB Program Updates - Policy Memo 07-05 ( PDF, 129KB )
• FTHB Program Updates - Policy Memo 07-06 ( PDF, 26KB )
• FTHB Program Updates - Policy Memo 07-07 ( PDF, 68KB )
• FTHB Program Updates - Policy Memo 07-08 ( PDF, 476KB )
• FTHB Program Updates - Policy Memo 07-09 ( PDF, 430KB )
• FTHB Program Updates - Policy Memo 07-10 ( PDF, 507KB )
• FTHB Program Updates - Policy Memo 08-01 ( PDF, 209KB )
• FTHB Program Funding Policy Memo 08-02 ( PDF, 190KB )

Frequently Asked Questions

What Is The First Time Home Buyer Program?
Hillsborough County’s First Time Home Buyer Program provides Downpayment Assistance, Closing Cost Assistance and Homeownership Education. These funds are provided by Hillsborough County through the State Housing Initiatives Partnership (SHIP) Program and through the HOME Investment Partnerships (HOME) Program.

This assistance is provided in the form of a 0% interest, deferred payment loan (DPL). This simply means that there is no interest accrued and no payments are made during the life of the loan. The DPL is a second mortgage with a 30 year term. If ownership is maintained for the full term of the loan, then the second mortgage with Hillsborough County is forgiven and repayment is not necessary.

Who Is Eligible For This Program?
To qualify you must be a first time home buyer in unincorporated Hillsborough County, Temple Terrace or Plant City; and your total household income must be 120% and below the area median income. In addition you must meet all of the requirements described below.

What Are The Requirements?
You must meet all of the requirements described below:

1. You cannot have owned a home within the last three years. (There is an exception for displaced spouses.)
2. Household income must be 120% and below area median income for unincorporated Hillsborough County (See table below).
   

   All Household income must be included in calculation. Income from children under the age of 18 is excluded.

   120% Median Income Chart
   Household Size ( Persons )	Maximum Household Annual Income
   1	$45,720
   2	$52,200
   3	$58,800
   4	$65,280
   5	$70,560

   
   

For additional information and questions please contact (813)246-3171.