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After a Presidential Disaster Declaration has been declared, the 1st step for individuals or
businesses that require assistance is to call:
TOLL FREE HOTLINE
Federal Emergency Management Agency
1 (800) 462-9029
1 (800) 462-7585 (TDD)
Specially trained operators at Federal Emergency Management Agency's National Tele-registration
Center will process the application. Further assistance may be coordinated through the Disaster
Recovery Center which will be established in Hillsborough County or a surrounding County if
it is a regional disaster declaration. Representatives of federal, state, local and volunteer
organizations will be available to help disaster victims who are applying for assistance.
There are a wide range of individual disaster assistance programs including:
Small Business Administration (SBA)
Once implemented, the SBA program can offer low interest loans to individuals and businesses
for refinancing, repair, rehabilitation, or replacement of damaged property (real and personal).
Loans may be available to businesses, which have suffered an economic impact as a result of the
disaster. A SBA declaration can be made independently or in concert with a Presidential Disaster
Declaration. There must be a minimum of twenty-five homes or businesses with 40 percent or more
uninsured losses and/or five businesses with substantial economic or physical losses.
Temporary Housing
In the event of a Presidential declared disaster, the Federal Emergency Management Agency managed
Temporary Housing Program may be authorized in order to meet the housing needs of victims. The
program has several components including:
- Mortgage and Rental Assistance Program
Applicable for individuals or families who have received written notice of eviction or foreclosure
due to financial hardship caused by a disaster.
- Rental Assistance
Provided to homeowners or renters whose dwelling is determined unlivable as a direct result
of a disaster.
- Minimal Repair Program
Provides money for owner occupied, primary residences, which may have sustained minor damage,
and are unlivable as a direct result of a disaster.
- Mobile Homes or Other Readily Fabricated Dwellings
When all other avenues are exhausted, Federal Emergency Management Agency may initiate the
mobile home program. Such homes are moved to or near, the disaster site and set up.
Individual And Family Grant
The Individual and Family Grant Program provides grants to help families meet serious needs and
necessary expenses that are not covered by other government assistance programs, insurance,
or other conventional forms of assistance. At present, grant amounts can be made up to $13,900
(adjusted annually in accordance with the consumer price index). Financial aid can be provided
under the following categories:
- Medical expenses
- Transportation costs
- Home repairs
- Replacement of personal property
- Dental expenses
- Funeral expenses
Seventy five percent of the costs are funded by Federal Emergency Management Agency and 25% by
the state and local government.
Disaster Unemployment Assistance
Individuals unemployed as a result of a major disaster, and not covered by regular state or private
unemployment insurance programs, may be eligible for unemployment benefits. The weekly compensation
received will not exceed the maximum amount of payment under Florida's Unemployment Compensation
Program and may be provided until an individual is re-employed or up to twenty-six weeks after
the major disaster is declared (whichever is shorter).
Farm Service Agency (FSA)
Low interest disaster loans are made available to farmers, ranchers and agricultural operators
for physical or production losses. Loans of up to 80 percent of actual production loss or 100
percent of the actual physical loss with a maximum indebtedness of $500,00 may be made to either
the tenant or owner of the agricultural business.
Income Tax Service
The Internal Revenue Service helps residents identify ways in which the disaster affects their
federal income tax. Casualty loss credits, early tax refunds and information on lost documentation
are some services available to residents.
Food Coupons
Emergency food coupons may be made available to residents. This program is administered by the
U.S. Department of Agriculture at the federal level and the Florida Department of Children
and Families at the state level. Length of eligibility for receiving food coupons will be determined
by the President.
Community Relations
The Federal Emergency Management Agency, Florida Department of Community Affairs and Hillsborough
County will conduct "outreach" activities in an effort to inform disaster victims
concerning what programs are available, where the Disaster Recovery Centers are located and
hours of operation. This outreach will be accomplished by utilizing all media resources and
by assembling and deploying outreach teams throughout the County.
Disaster Related Crises Counseling
Professional services will be provided to help relieve disaster-related stress and prevent the
development of more serious physical and mental health problems.
Florida Department Of Insurance
Assistance and information about resolving insurance claims will be provided by telephone and/or
the Disaster Recovery Centers.
Legal Assistance
Free legal advice to low income individuals who require assistance because of the disaster will
be provided by telephone and/or at the Disaster Recovery Centers.
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