Get Financial Assistance with Home Repairs

Our Housing Rehabilitation Program provides financial assistance to income eligible homeowners for making needed repairs on owner-occupied homes. Financial assistance is provided in the form of a loan. We have three service providers that serve the needs of seniors and those with special needs whose homes require barrier removal. Hillsborough County also has one main provider that manages the Owner Occupied Housing Rehabilitation Program in Hillsborough County which is available to all eligible applicants.
Homes must be located in unincorporated Hillsborough County, which is outside the City of Tampa, and the applicant must have lived in their home for two years.

What are the benefits of a Housing Rehabilitation Program loan?

  • Deferred payment 0% interest loan
  • Portion of the loan is partially forgiven each full year you stay in your house as your principal residence until the end of the term
  • Once the term of your loan has been reached it will be satisfied and your loan forgiven

Owner Occupied Housing Rehabilitation Program

Am I eligible?

You must meet the following qualifications:

  • Home is in unincorporated Hillsborough County, or the cities of Plant City or Temple Terrace
  • Single-family home
  • Lived on your property for at least two years prior to your application date
  • Can’t have received financial assistance within the last five years from the Affordable Housing department through another program
  • Current on your existing mortgage and property taxes
  • Income eligible – up to 120% Area Median Income (AMI) depending on fund source
  • Household income limits are provided by the US Department of Housing and Urban Development (HUD), State Housing Initiatives Partnership Program (SHIP), and Local HOPE funds, subject to change annually

How do I apply for Owner Occupied Housing Rehabilitation?

Centre for Women (CFW) provides home repairs for eligible Hillsborough County low and moderate income homeowners. The purpose of this service is to allow families to continue living safely in their own homes and improve the existing housing stock of unincorporated Hillsborough County and the Cities of Plant City and Temple Terrace. CFW provides home repairs to eligible Hillsborough County citizens that are very low to low income homeowners. The purpose of this service is to allow these seniors to continue living safely in their own homes and to remain independent for as long as possible.

  • For more information call 813-251-8437

East Tampa Business and Civic Association conducts Rehabilitation of existing, and, where necessary, demolition and replacing existing homes allowing homeowners to continue living safely in their own homes.

  • For more information call (813) 248-3977

Special Needs Barrier Removal and Rehabilitation Program

To be eligible for the Special Needs Rehabilitation Program as defined according to Section 420.004 of the Florida Statute; “an adult person requiring independent living services in order to maintain housing or develop independent living skills and who has a disabling condition; a young adult formerly in foster care who is eligible for services under s. 409.1451(5); a survivor of domestic violence as defined in s. 741.28; or a person receiving benefits under the Social Security Disability Insurance (SSDI) program or the Supplemental Security Income (SSI) program or from veterans’ disability benefits.”

Am I eligible for Special Needs Housing Rehabilitation?

You must meet the following qualifications:

  • Home is in unincorporated Hillsborough County, or the cities of Plant City or Temple Terrace
  • Single-family home
  • Lived on your property for at least two years prior to your application date
  • Can’t have received financial assistance within the last five years from the Affordable Housing department through another program
  • Current on your existing mortgage and property taxes
  • Income eligible – Depending on the funding source, homeowners must meet 80% and below of Area Median Income (AMI) for federal programs or  120% and below AMI  for state programs.
  • Household income limits are provided by the US Department of Housing and Urban Development (HUD) or State Housing Initiatives Partnership Program (SHIP) and subject to change annually
     
View 2021 SHIP Income Limits

How do I apply for Special Needs Housing Rehabilitation?

You must contact one of our partner agencies:

  • The Centre for Women (CFW) provides home repairs for eligible Hillsborough County low and moderate income homeowners. The purpose of this service is to allow families to continue living safely in their own homes and improve the existing housing stock of unincorporated Hillsborough County and the Cities of Plant City and Temple Terrace. CFW provides home repairs to eligible Hillsborough County citizens to low and moderate income homeowners, who are at least 60 years of age.
    • For more information call 813-251-8437

  • Rebuilding Together Tampa Bay, Inc. (RTTB) repairs homes of those eligible Hillsborough County Residents that are in need. RTTB intends to preserve and revitalize houses and communities, in the Tampa Bay Area, assuring that low-income homeowners live in warmth, safety and independence.
    • For more information call (813) 878-9000 ext. 2

  • Self-Reliance -Rehabilitation and Barrier Removal. The purpose of the housing modification service is to allow eligible Hillsborough County homeowners to continue living safely in their own homes and remain independent for as long as possible. Conducting modifications to the homes contributes to the preservation of Hillsborough County's housing stock.
    • For more information call (813) 375-3965 

Contact

For more information, contact Josephus Jenkins at (813) 274-6648